“This is Jim Rockford Nadja Kireta. Please leave your name and message – I’ll get back to you.” — (beep) —
This is Shirley at the bank. The answers are: no, no, and yes. No, we won’t loan you money. No, we won’t accept any co-signers; and yes, your account’s overdrawn. I get off at 4:30.
…or send an email: hello [at] nadjakireta [dot] com